Who doesn't like to save a few bucks? What if I told you that you could be a responsible homeowner, add to the value of your home, improve your health, and save a few bucks all at the same time? If you've read the title, you already know what I'm going to say, but I'll bet you don't know why it works.
Basement waterproofing -- the process of having a group of contractors some out to your home and make sure that your basement isn't leaking water --- has been around for centuries. But only in recent decades, as insurance companies seek to reward their most loyal and diligent customers with rate reductions, has it become a totally decent way to save money in the long run.
One of the things that homeowner's insurance is predicated on is the rarity of the events they cover. Bit some of the things they cover are a lot less rare than others -- water damage to a basement is one of the most common things on their list. Water damage can run a homeowner an extraordinary high five digits -- fifty grand isn't an abnormal bill if the water damage has been ignored for a year or two!
That's why I encourage everyone out there to make a couple of appointments with your insurance agency -- one for this weekend and another for six weeks from today. Have them send out an inspector and give your house a thorough once-over. The inspector will tell you an awful lot about your home, one of which may well be that your basement needs waterproofing.
So, do it. Get your basement waterproofing taken care of. Have some contractors that are licensed and certified come out and make sure that your basement is as watertight as it can be -- it might take a few days of work, but it's worth it. Not only do you end up with a basement that is almost certainly free of bugs, mold, and mildew, but you could be rescuing your foundation as well!
More importantly in the long run, when that insurance inspector comes back out a few weeks later and sees the work that's been done on the home, s/he will almost certainly sign off on a premium reduction for your home. After all, a freshly waterproofed basement is much less likely to need coverage for flood, flashflood, or water damage.
So not only are you saving potential money by staving off a costly mold removal and by making sure that your foundation stays strong and mighty, but you're also saving actual money by reducing your home insurance premiums.
You're also earning future money by adding as much as 25% to the total value of your home should you decide to sell it! After all, no one wants to buy a home that has signs of mold damage. Even a mild musty scent in one part of the basement will drive buyers off in a heartbeat. So save yourself money three ways and preserve your health against the dangers of mold (and your home against the dangers of a cracked foundation!) all at once -- with basement waterproofing.